Bernd Heijnen

Bernd Heijnen is a seasoned professional in the financial sector with significant experience in product design and consultancy. Since August 2017, Bernd has worked as a Product Specialist at Athora Netherlands, focusing on the development and management of financial products, particularly in relation to tax implications and customer experience. Prior to this role, Bernd served as a Consultant in Pensions & Tax at PwC Nederland, where responsibilities included advising on tax law and corporate governance for major Dutch pension funds. Earlier career experience includes serving as an Advisor at Rabobank, assisting small businesses and consumers with financial product offerings. Academically, Bernd holds a Master of Science in Tax Law/Taxation and a Bachelor of Science in Fiscale Economie from Tilburg University, complemented by foundational studies at Colleg Den Hulster.