CA Shambhu Kumar Mishra is an experienced finance professional with a solid background in credit management within the banking sector. Currently serving as a Cluster Credit Manager - SME and Assistant Vice President at AU Small Finance Bank since April 2022, Shambhu Kumar is responsible for maintaining portfolio quality, overseeing credit appraisal processes, and supporting the development of high-quality portfolios. Prior to this role, Shambhu Kumar worked at Axis Bank as a Credit Manager - SME and Senior Manager from December 2017 to March 2022, with similar responsibilities focused on portfolio management and credit quality. Shambhu Kumar's earlier experience includes a position as Regional Credit Manager for mortgage loans at ICICI Bank from April 2015 to November 2017. Educational qualifications include a Chartered Accountant degree from The Institute of Chartered Accountants of India and a B.Com and M.Com from Pandit Ravishankar Shukla University, specializing in accounting, finance, and taxation.
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