Albertus Haryo

Albertus Haryo has a diverse work experience in the field of risk management and credit policy. Albertus is currently serving as the Head of Risk Management at Axiata Digital since January 2020. Prior to this, they were the Credit Policy and Product Head at OVO (PT Visionet Internasional) from 2018 to 2019.

Albertus also worked at Modalku as the Head of Micro Credit from 2017 to 2018, and as a Credit Product Manager from 2016 to 2017. Albertus was employed at PT Bank Danamon Indonesia, Tbk. as the SAVP Credit Policy and Procedure from 2015 to 2016.

Earlier in their career, they held various roles at PT Adira Quantum Multifinance including SAVP Credit Risk Policy Head from 2014 to 2015, AVP Regional Credit Risk Head from 2012 to 2013, and Sr. Mgr Collection Strategic Development Head from 2010 to 2011.

Albertus also has experience with HSBC, where they worked as Mgr System and User Coordinator Head from 2008 to 2010 and as Process Development and Operation from 2007 to 2007. At Citi, they worked as Portfolio Usage MIS from 2005 to 2007.

Albertus Haryo completed their Master of Business Administration (MBA) in Finance and Financial Management Services from Universitas Bina Nusantara (Binus) between 2006 and 2008. Prior to that, they obtained a Bachelor of Engineering (BE) degree in Electrical and Electronics Engineering from the University of Indonesia from 2001 to 2005. Additionally, they have obtained certifications for BSMR Level I and BSMR Level II, although the institutions and dates of obtaining these certifications are not specified.