Ghosh is CA, CS, ICMA, CAIIB (Chartered Accountant, Company Secretary, Cost & Management Accountant, Associate of Indian Institute of Bankers & holding Diploma in Personnel Management and Bank Management (all from India). He is having over 35 years of rich & extensive experience in Finance & Accounting, Corporate Accounts, Trade Finance, Corporate Credit Financing, Operational Banking, Investment Banking & Retail Banking, Risk Management as well as Board Secretary with a leading PSU-Public Sector Bank in INDIA as well as in International Banks.
He was associated with a leading multi-national bank in Africa as Chief Executive Officer. Later he joined First Merchant Bank, Malawi, Africa as Head of Credit looking into the credit portfolio of five countries. Previous assignment was Chief Manager, United Bank of India in India for 25 years. He joined Azizi Bank on October 2014 as CFO and has been looking after all finance functions of the Bank, including finalization of Balance sheet, External Audit and liaison with regulatory authorities. He had been functioning as the Secretary to the Board of Supervisors till June 2018. He is also in charge of updating all policies and the entire MIS functioning, reporting and liaising with DAB and other monitoring authorities in all correspondence.
He had also been the Chief Credit Officer for the period July, 2016 to October, 2017. He is also a visiting faculty with the American University of Afghanistan and teaches Finance and Management at the MBA level.
Current role