Risk Management and Compliance

The Risk Management and Compliance team at Banco Santander is responsible for identifying, assessing, and mitigating financial risks, while ensuring adherence to regulatory requirements. This team develops and implements risk models, monitors market and credit risk, manages counterparty risk, and enforces compliance with anti-money laundering (AML) and financial crime standards. Additionally, they ensure governance and control mechanisms are in place to uphold the bank’s commitment to ethical and responsible banking practices.