Ana Victoria Cruz Molina is an accomplished professional with extensive experience in risk management, underwriting, and business development. Currently serving as Coordinador Riesgo Operacional and previously as Analista Sr de Riesgo Tecnológico at BanCoppel since December 2022, Cruz Molina has also held roles including Senior Underwriter and Underwriter at Camino Financial from February 2021 to December 2022, as well as Ejecutivo de Cuenta Jr in Banca Empresarial at Banco Santander Mexico from May 2019 to December 2020. Early career experience includes a position as Linker (becaria) at Banco Santander Mexico from July 2017 to July 2018. Cruz Molina's educational background includes a Licenciatura en creación y desarrollo de empresas from Tecnológico de Monterrey, complemented by a Diplomado in Cloud Computing & Python from Universidad Anáhuac and various courses in French Language and Business Administration from Sorbonne Université and the University of Hull. Currently pursuing a Maestría en Ingeniería con Especialidad en Sistemas de Calidad y Productividad at Tecnológico de Monterrey.