Hikmat Akbar

Hikmat Akbar has over a decade of experience in the banking sector, having served at bank bjb since August 2010, progressing through various roles including Credit Operation & Reporting Manager and Treasury Operation & Settlement Manager. Responsibilities have included developing and implementing credit policies, managing credit operations teams, and overseeing cash flow management to optimize available funds. Prior experience includes positions as a commercial and corporate loan analyst and administration staff at PT. Bank Himpunan Saudara 1906, Tbk. Hikmat holds a Bachelor's degree in Accounting and Finance from Universitas Widyatama (2005-2010) and a secondary education from SMA Negeri 5 Bandung (2002-2005).