Joo Sin Tan has extensive experience in the banking sector, currently serving as Executive Director in Cash Product Management at OCBC since July 2014, where responsibilities include managing corporate deposits, account services, and liquidity management. Prior to this role, Joo Sin Tan held positions such as Executive Director in Programme Management for Business Banking, overseeing secured and unsecured loans for SMEs, and Head of Core & Commercial Cards, successfully launching key credit card products. Additional experiences include leadership roles at DBS Bank and Royal Bank of Scotland, where notable achievements included receiving the 'Royal Excellence Award.' Joo Sin Tan's career at OCBC began in 1996 and includes various roles that emphasize product development and strategic management, complemented by a Bachelor's degree in Business from Nanyang Technological University.