Bank Pan Indonesia Tbk PT
Andhika Ratna Mutu Manikam is an experienced legal professional currently serving as the Head of Legal Affairs at PT Bank Panin Tbk since July 2007. Responsibilities include managing legal documents, ensuring their completeness, reviewing credit application documents, providing legal opinions, overseeing legal administration, and leading a legal team. Andhika also assists junior associates with mortgage matters, conducting legal due diligence and regulatory research. Prior to this role, Andhika worked as a Legal Assistant at Melati Sinaga Notary Office from September 2006 to June 2007. Educational qualifications include a Master of Notary from Universitas Jayabaya and a Bachelor of Laws in Economic Law from Universitas Hasanuddin.
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Bank Pan Indonesia Tbk PT
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PT Bank Pan Indonesia Tbk is an Indonesia-based company primarily engaged in banking sector. It is operating under the name Panin Bank or Bank Panin. Its products include saving accounts, current accounts and fixed deposits. It also offers various loans, such as home loan, investment loan and working capital loan. Besides conventional banking, it also offers Shariah-compliant banking services through its subsidiary, PT Bank Panin Syariah Tbk. The Company is also engaged in financing sector through its subsidiaries, PT Clipan Finance Indonesia Tbk and PT Verena Multi Finance Tbk.