Ramona Tovar

Ramona Tovar is a seasoned financial professional with over 20 years of experience, currently serving as Vice President Residential Loan Officer at Bankers Trust since February 2016. Tovar specializes in community development and affordable housing lending, working with various loan programs, including Conventional and Government loans. This role involves providing technical assistance to community partners, facilitating down payment assistance for low-to-moderate income individuals, and enhancing the home-ownership process through workshops and tailored mortgage lending products. Prior to this position, Tovar held the role of Vice President and Community Redevelopment Administrator at National Bank of Arizona from March 1999 to February 2016, where responsibilities included functioning as a Mortgage Loan Officer.