Bay Federal Credit Union was started 62 years ago when local school teachers pooled their money together to start a credit union. That investment has grown through an amazing journey of involvement into the area’s largest locally-owned financial institution, with over $1 billion in assets. Bay Federal provides full service financial products and solutions to Santa Cruz, Monterey, and San Benito counties. 

Banking

Bay Federal Credit Union

Carrie L. Birkhofer

Csme Amy M. Ivey

Doug Kuepfer

Stephanie Como

Michael Smith

Cameron Haste

Alicia Flores

Rick Weiss

Amy Ivey

Brooke Morley

Patty Winters

Richard Roark

Ryan Cash

Megan Rhodes

Allyson Stengl

The Financial Services Team at Bay Federal Credit Union is responsible for providing expert financial advice, managing member accounts, and developing strategic financial plans. This team ensures the financial well-being of members through comprehensive services such as loan facilitation, payments processing, and financial consultations, while also driving financial product development and member engagement initiatives.

Financial Services Team

Leadership Team

Directors and Associate Directors

Financial Services Team

About

Team members

Other teams at Bay Federal Credit Union

Leadership Team

Directors and Associate Directors