Bay Federal Credit Union was started 62 years ago when local school teachers pooled their money together to start a credit union. That investment has grown through an amazing journey of involvement into the area’s largest locally-owned financial institution, with over $1 billion in assets. Bay Federal provides full service financial products and solutions to Santa Cruz, Monterey, and San Benito counties. 

Banking

Bay Federal Credit Union

Carrie L. Birkhofer

Daniel Wheeler

Doug Kuepfer

Stephanie Como

Cameron Haste

Alicia Flores

Rick Weiss

Brooke Morley

Patty Winters

Ryan Cash

Megan Rhodes

Allyson Stengl

Leadership Team

Financial Services Team

Directors and Associate Directors

Lending Team

Operations Team

Human Resources Team

Product and Service Management

Technology Team

Marketing and Communications

Teams at Bay Federal Credit Union