Carmen Morillo Arroyo

Carmen Morillo Arroyo serves as the Chief Financial Officer at BBVA en Argentina since September 2022, following a distinguished 23-year tenure at BBVA. Prior roles include Performance Management Global Discipline Leader, where Carmen provided critical financial diagnoses for decision-making and led initiatives on capital allocation and profitability. Carmen's extensive experience encompasses positions such as Global Financial Management Control, Head of Financial Planning, Analysis, and Management Control for South America, and Director of Analysis and Management Control for banks in the region, managing financial analyses for multiple Latin American countries. Carmen began a career at BBVA as a Junior Financial Analyst, progressing through various roles that involved investment banking, market analysis, and client management for SMEs. Educational background includes a double degree in Business Administration and Banking from Frankfurt School of Finance & Management and a degree in Business Administration from Universidad CEU San Pablo.