BCT-The Community's Bank
Steve Cowen is an experienced mortgage banking professional with a robust career spanning over three decades. Currently serving as SVP, Director of Mortgage Banking at BCT - Bank of Charles Town since April 2018, Steve previously held the position of VP, Sr. Loan Officer at Atlantic Coast Mortgage, LLC from September 2013 to April 2018. Earlier experience includes a significant role as Director of Mortgage Production at Middleburg Mortgage from July 1998 to September 2013, where Steve contributed to the establishment and growth of the company's residential mortgage platform, achieved numerous awards for production, and developed vital relationships with industry partners. Steve began their career at CitiFinancial as a Branch Manager and later worked as an Underwriter at Chevy Chase Bank. Steve holds a Bachelor of Science degree in Finance and Insurance from Radford University.
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BCT-The Community's Bank
BCT - Bank of Charles Town, also known as The Community's Bank, is a historic community bank established in 1871. The bank serves its communities by providing Commercial and Retail Banking services, Residential Mortgages, and Trust and Wealth Management services. BCT was voted BEST BANK, BEST LOAN SERVICING, and BEST FINANCIAL PLANNER by the 2022 Readers' Choice Award of The Journal-News. American Banker selected BCT a “Best Bank To Work For” in 2019, 2020, and 2021. Forbes recognized BCT as a 2018 Best In State Bank. With it's main office located in Charles Town, West Virginia, BCT serves the Eastern Panhandle of West Virginia, Western Maryland, and Northern Virginia through 11 convenient Branch and Loan Production Offices in the following locations: - West Virginia: Charles Town (main office), Harpers Ferry, Kearneysville, Martinsburg, and Hedgesville - Maryland: Hagerstown - Virginia: Fredericksburg (LPO), Leesburg (Branch), Leesburg (LPO), Middleburg, and Purcellville Member FDIC | Equal Housing Lender