Tom Owens

Tom Owens currently serves as Senior Vice President and Director of SBA Lending at Beacon Community Bank, a position held since May 2024. Prior to this role, Tom was Vice President of SBA Lending at Community First Bank - SC from January 2022 to May 2024 and held the position of Senior Vice President and SBA Director at Carter Bank & Trust from August 2021 to January 2022. Tom's extensive background in government guaranteed lending includes significant roles at First Horizon Bank, Bank of America Merrill Lynch, and Fifth Third Bank, where Tom successfully managed teams and increased loan volumes. Additional experience includes positions in correspondent banking and client relations at BBVA Compass and First Empire Securities. Tom Owens holds a BBA in Finance and Management from Ohio University, completed in 1989.