Beneficial State Bank is an FDIC-insured Community Development Financial Institution that serves businesses, nonprofit and individuals.

Banking

Beneficial State Bank

Beneficial State Bank's headquarters in Oakland, CA, United States

Randell Leach

Richard H. Harvey Jr.

Terra Neilson

Lawrence Henry

Mike Fratarcangeli

Tyson Smith

Grant Word

Angie Podolak

Beatriz Acevedo

Kat Taylor

Andrew B. Fremder

Surjit Chana

Robert A. Wilkins Sr.

Brenda B. Spriggs

Tom Steyer

Reggie Brown

Antoinette Malveaux

Jenette Ramos

The Leadership Team at Beneficial State Bank is responsible for setting the strategic direction and operational oversight of the bank, ensuring alignment with its mission to support underserved communities. This team collaborates across various functions, including human capital, compliance, lending, and marketing, to foster a culture of accountability and innovation while driving sustainable growth and impactful community development initiatives. Together, they work to enhance client and community partnerships, optimize financial performance, and ensure compliance with regulations, all while maintaining a commitment to the bank's social purpose.

Leadership Team

The Directors at Beneficial State Bank oversee the strategic direction and governance of the institution, ensuring alignment with its mission to serve businesses, nonprofits, and individuals within the community development sphere. They provide high-level guidance, support executive leadership, and uphold fiduciary responsibilities to sustain the bank's financial health and social impact.

Directors

The Consumer Lending and Loan Operations team at Beneficial State Bank is responsible for managing the end-to-end process of consumer loan origination, fulfillment, and servicing. They ensure efficient loan processing, compliance with financial regulations, and high-quality customer service to support the bank's mission of serving businesses, nonprofits, and individuals.

Consumer Lending and Loan Operations

The Finance and Operations team at Beneficial State Bank oversees financial management, compliance, and operational support to ensure optimal performance and adherence to regulatory standards. They manage financial planning and analysis, streamline operational processes, and provide essential support to regional and client-facing teams.

Finance and Operations

The Compliance and Risk Management team at Beneficial State Bank is responsible for ensuring the bank's operations adhere to legal and regulatory standards while minimizing financial, legal, and operational risks. They implement robust anti-fraud measures, oversee compliance with banking laws, and manage risks associated with the bank's programs and services.

Beneficial State Bank

Org chart

Board & advisors

Teams

Leadership Team

Directors

Consumer Lending and Loan Operations

Finance and Operations

Compliance and Risk Management

Offices

Beneficial State Bank

Org chart

Board & advisors

Teams

Leadership Team

Directors

Consumer Lending and Loan Operations

Finance and Operations

Compliance and Risk Management

Offices

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