Ricardo Foschi

Ricardo Foschi, MSBA, is an experienced financial credit risk analytics professional currently serving as the Lead Financial Credit Risk Analytics Manager at USAA since October 2021, with prior experience as a Senior Financial Credit Risk Analytics Manager at the same organization. Previously, Ricardo worked at GM Financial, where significant contributions included analyzing credit performance trends, recommending an automation strategy that improved decision-making efficiency, and leading data analysis for a new insurance product, resulting in a 40% increase in credit approvals for subprime customers. With a Master of Science in Business Analytics from Wake Forest University and a Bachelor of Business Administration in Finance and Accounting from Texas Christian University, Ricardo has a strong educational foundation complemented by diverse professional roles in risk management and analytics across various organizations. Additionally, Ricardo is a member of Beta Gamma Sigma, recognizing academic excellence in business studies.