Chuck Grahmann

Chuck Grahmann is an experienced risk management professional with a strong background in credit and fraud risk, having held prominent roles in various companies. At Bill.com, Chuck served as the Retired - Bill Divvy Risk Officer, designing comprehensive business risk controls to support rapid growth and reduce loss surprises. Prior to this, Chuck was the Chief Risk Officer at Divvy, focusing on budgeting and expense management for small businesses. Notable positions at American Express included Director of Risk Management, responsible for developing credit and operational policies, and Vice President of Global Payment Options Risk and Analytics, driving solutions for market penetration. Chuck's experience also encompasses leadership roles in prepaid risk and manufacturing management, complemented by an MBA and a Bachelor's degree in Industrial and Management Systems Engineering from Arizona State University.