Harshala Dharmarajan

Harshala Dharmarajan is a seasoned professional with extensive experience in credit risk management, having served in multiple roles at Bluestem Brands since August 2015, including Senior Credit Risk Manager, Credit Risk Manager, and Senior Credit Risk Analyst. Responsibilities encompass managing credit portfolios, developing underwriting strategies, and implementing fraud risk management techniques. Prior experience includes roles as a Graduate Teaching Assistant and Graduate Research Assistant at Southern Illinois University Edwardsville, an Analyst at HSBC in Risk Analytics, a Summer Intern at the Reserve Bank of India, and a Business Technology Associate at ZS Associates. Harshala holds a Master's Degree in Finance & Economics from Southern Illinois University Edwardsville, an MBA in Finance from Symbiosis International University, and a Bachelor's Degree in Electronics & Communication Engineering from R.V. College of Engineering.