Alberto Cardoso Jr

Alberto Cardoso Jr. has over 20 years of extensive experience in financial services, currently serving as Chief Operating Officer at BNP Paribas Personal Finance since March 2018. In this role, responsibilities encompass granting, back office operations, customer service management, B2C sales, retention strategies, debt management, procurement, and operational efficiency. Prior experience includes leadership positions at Itaú Unibanco, Bradesco, Banco ibi, and Credicard, focusing on credit recovery, collection strategies, and operational planning. Alberto holds an Executive MBA from FGV - Fundação Getulio Vargas and a degree in Business Administration from Universidade Nove de Julho.