Niraj Joshi is an Associate Data Analyst at BNY Mellon, having joined in July 2022. Currently working as Associate II in the Middle Office for ETD Futures since August 2023, responsibilities include processing daily variation margin cash and trades for various investment managers. Previously, Niraj served as Associate I in USD Cash Processing, managing multiple current and future dated USD cash payments for clients. Prior experience includes serving as a Senior Financial Analyst at eClerx from August 2020 to July 2022, focusing on verification of FX deals, and as an Office Employee at S D Naik and Company from May 2018 to July 2020. Niraj holds an MBA in Business, Management, Marketing, and Related Support Services from North Maharashtra University and a B.Com from M.J. College, completed in 2018.