Simon Codd

Simon Codd has a diverse work experience spanning over several industries. Simon currently holds the position of Head of Credit & Portfolio Risk at Brighte, starting in February 2021. Prior to that, they worked as the Head of Credit Risk at Xinja from May 2020 to January 2021. In this role, they were responsible for defining and obtaining approval on lending policies and risk frameworks, as well as designing the automated decisioning engine.

From September 2016 to May 2020, Simon worked at Commonwealth Bank as the Executive Manager - Credit Risk - Unsecured Lending. Here, they led the Personal Lending Credit Risk team and was responsible for developing lending policies for various credit products. Simon also focused on driving long-term profitable growth while ensuring regulatory compliance.

Before joining Commonwealth Bank, Simon held the position of Executive Manager - Credit Risk - Automated Decisions at the same organization from June 2014 to August 2016. In this role, they oversaw the scheduling, building, testing, and implementation of changes to credit risk strategies. Simon also played a key role in automating risk management policies and processes.

Simon's earlier work experience includes roles at Experian, where they worked from July 2006 to June 2014. Simon served as a Product Manager - Consumer Credit, responsible for creating and managing consumer credit reports. Simon also worked as a Consultant - Credit Risk, where they developed scorecards and strategies to enhance risk management practices for clients. Additionally, they served as a Solutions Analyst - Credit Risk, delivering data mining and statistical modeling solutions for clients.

Simon's first job was as an English Teacher in Japan at AEON Corporation from April 2004 to July 2005. Here, they planned and conducted English lessons for adults and successfully taught and inspired individuals whose native language was not English.

Overall, Simon Codd has extensive experience in credit risk management, lending policies, automated decisioning, and product management across various industries.

Simon Codd attended The University of Sheffield from 1997 to 2000, where they studied Mechanical Engineering. Their field of study was focused on problem-solving.