Ray Paulin

Ray Paulin, CFA, CPA, has extensive experience in finance and treasury management, serving as Senior Director of Treasury at BAT since September 2001, where responsibilities include pension investments, risk management, and financial planning. Prior to BAT, Ray worked as a Financial Advisor at UBS, focusing on retail investing and retirement planning, and held the position of Vice President at Community Banks, specializing in lending and branch management. Ray's military service as a First Lieutenant in the US Army involved finance and accounting duties. Ray earned a BS in Finance with a minor in Economics from Indiana University Bloomington and an MBA from Webster University.