Ana Paula Horas

Ana Paula Horas is a seasoned finance professional with extensive experience in investment banking and credit risk management. Currently serving as a Director at BTG Pactual since March 2022, Ana Paula has previously held the roles of Associate Director and Investment Banking Associate at Bradesco BBI, focusing on Project Finance and DCM. Ana Paula's background also includes significant tenure at Banco Santander as a Senior Credit Risk Analyst, managing structured finance and credit risk for corporate clients. Earlier career stages include roles as an Administrative Analyst at Grupo Promex and as a Project Director at FEA Social USP. Ana Paula holds a Bachelor of Business Administration from the University of São Paulo and advanced certifications in Excel and English.