Kirk Beason is an experienced banking professional currently serving as Executive Vice President and Head of SBA Lending at Capital Bank, N.A. since November 2025. With a strong focus on government guaranteed lending products, Kirk has previously held senior leadership positions, including Executive Vice President and SBA Managing Director at Veritex Community Bank, and Chief Credit Officer at FundEx Solutions Group LLC. Significant achievements include increasing loan application approval ratios and reducing decision turn times during a tenure as Regional Credit Officer for SBA at First Citizens Bank. Kirk's career began at PNC, where responsibilities included overseeing credit adjudication processes across multiple business lines. Educational qualifications include a BBA in Management/Marketing from The University of Texas at San Antonio and an MBA in Finance from Houston Christian University.
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