Ruoyu Shao

Ruoyu (Roy) Shao is a seasoned data science professional, currently serving as Director of Data Science at Capital One since June 2017, leading a cross-functional team that develops predictive models for auto loan valuations to optimize interest rates and credit policies. Previously, Ruoyu contributed to machine learning initiatives for auto underwriting models and built data science products that provide actionable business insights. Prior experience includes roles at JPMorgan Chase & Co. as Senior Manager and Manager in Data Science, where Ruoyu developed credit risk models and managed a modeling data warehouse. Earlier professional experience at IntegraFEC LLC involved quantitative analysis of mortgage-backed securities. Ruoyu holds a Ph.D. in Economics from The University of Texas at Austin, a Master of Science in Economics from the University of Illinois Urbana-Champaign, and a Bachelor's Degree in Physics from Shanghai Jiao Tong University.