Cliff Cabungcal has a solid background in finance and banking, with a focus on treasury, capital markets distribution, and investment specialization. Cliff has held various leadership positions in reputable financial institutions such as PJ Lhuillier Group of Companies, Cebuana Lhuillier Financing Corp., China Bank PH, Philippine Bank of Communications (PBCOM), Citi, HSBC, Banco Santander, and UnionBank of the Philippines. Their most recent role was as Chief Financial Officer at PJ Lhuillier Group of Companies, and they also served as Chief Operating Officer at Cebuana Lhuillier Financing Corp. During their career, they have held positions with increasing levels of responsibility and has demonstrated expertise in financial management and strategic decision-making.
Cliff Cabungcal's education history includes attending Ateneo de Manila University. However, no specific degree or field of study information is provided, and there is no indication of the start or end year.
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PJ Lhuillier Group of Companies
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Formally established in 1988, the PJ Lhuillier Group of Companies (PJLGC) is a dynamic, multi-industry company that owns and operates businesses dealing with financial services such as pawning, remittance, microinsurance, micro savings, and business to business micro loan solutions. We also ventured into other industries such as retail, hotel and restaurant management, IT, sports management, and real estate. We are the proud parent company of Cebuana Lhuillier, the Philippines’ leading and largest micro financial services provider specializing in pawning, remittance, microinsurance, and micro savings. We attribute our dominance in the industry to innovation, to our robust network of local and international partners, and to our commitment to nurture our growing clientele. About PJLI The P.J. Lhuillier, Inc. (PJLI) is the proud parent company of the Cebuana Lhuillier Pawnshop, one of the leading and largest non-bank financial services provider in the Philippines with more than 2,500 branches nationwide. PJLI attributes its dominance in the industry to integrity and heartfelt service, robust network of local and international industry partners, and steadfast commitment to nurture market-leading businesses for its growing clientele. Our Companies Besides Cebuana Lhuillier, PJLGC also owns the following companies: Le Soleil de Boracay Hotel Just Jewels Bacau Bay Resort Coron Networld Capital Ventures, Inc. Mission & Vision Through the years, we have grown to become one of the country’s strongest financial services companies. Since opening our first Agencia Cebuana in Cebu, we have been undergoing breakthroughs to achieve our vision of becoming the best. Company Mission We are your most trusted financial partner. Company Vision We will empower Filipinos through financial services anytime and anywhere. INTERESTED APPLICANTS MAY SEND THEIR UPDATED RESUMES/CVS THRU: apply@pjlhuillier.com