Santiago Morera has over three decades of experience in the banking and finance sector. Currently serving as a Loan Review Consultant at CEIS Review Inc. since July 2009, Santiago specializes in loan review processes related to corporate and commercial real estate portfolios, including loan loss reserve methodology and structured finance review. Previously, as Managing Director at CEIS Review of Florida, Santiago provided credit underwriting and risk management consulting to banks in South Florida. Santiago's earlier career includes a tenure as General Manager of BICSA, an international banking agency focused on trade finance, and as VP of Credit Administration at Union Bank of California. Santiago holds an MBA in Management from Golden Gate University and a Bachelor's degree in Finance and Economics from Utah State University.
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