Central National Bank was founded in Waco in 1977 as a “neighborhood bank."​ After two decades of growth and poised as Waco’s Leading Independent Bank, Central National Bank expanded into Temple and Austin to serve Central Texans along the I-35 corridor from Waco to Austin. With 40 years of service and approximately $1 billion in assets, our customers still find our friendly employees and exceptional customer service indicative of the same hometown bank atmosphere Central National Bank was founded upon. Add to that an unyielding commitment to embrace technology as the ultimate enhancement to professional expertise and personal service, and you have a truly unique style of relationship banking at every level.

As Central National Bank embarks on its fifth decade of independent banking, we will continue the hard work and commitment that have been instrumental in our quest to become the leading independent bank for Central Texas and beyond, while we realize that our real success is measured in the relationships developed along the way.

Banking

Central National Bank TX

Central National Bank TX's headquarters in Waco, TX, United States

Bill Nesbitt

David Smith

Molly Rieger

Joseph T.

Jason Becker

Rob Wilson

Bryan Fonville

The Leadership Team at Central National Bank TX is responsible for setting the strategic direction, ensuring the bank’s financial stability, and fostering a culture of exceptional customer service. They oversee key functions such as commercial lending, operations, and treasury management while expanding the bank's footprint and maintaining its reputation as a trusted, relationship-focused institution.

Leadership Team

The Management team at Central National Bank TX is responsible for setting the strategic direction, overseeing operations, and ensuring the bank's growth and financial stability. This team, consisting of top executives and senior leaders, focuses on maintaining exceptional customer service, embracing technological advancements, and fostering long-term relationships to solidify the bank’s status as the leading independent bank in Central Texas.

Management

The Lending and Real Estate Team at Central National Bank TX specializes in managing and approving loan applications, overseeing commercial and residential real estate financing, and developing business lending opportunities. They are responsible for ensuring smooth operations in loan processing, providing personalized customer service, and leveraging technology to enhance lending processes while fostering strong client relationships in the Central Texas region.

Central National Bank TX

Org chart

Teams

Leadership Team

Management

Lending and Real Estate Team

Offices

Central National Bank TX

Org chart

Teams

Leadership Team

Management

Lending and Real Estate Team

Offices

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