James Coalwell

James began his banking career in 1994 while still in high school. After accumulating nearly two decades of experience in lending and finance, James joined Charlotte State Bank & Trust in October of 2020. He filled similar positions locally and in his native Minnesota. He earned a Bachelor of Science degree in finance and an associate degree in management at Minnesota State University in 2001. Prior to moving to Florida in 2006, he spent time at a pair of firms in Minnesota, serving as a senior home equity representative, senior retail credit analyst, and lead underwriter.

In Florida, James held leadership positions as a Senior Vice President, Chief Credit Officer, and Vice President of Commercial Lending prior to joining Charlotte State Bank & Trust. A graduate of Leadership Charlotte Class in 2009, James education also includes graduating with honors from the Florida School of Banking in Gainesville in 2011 and the Graduate School of Banking at Louisiana State University in 2014, the same year he completed the Farr Leadership Institute.