Rick Baginski

Rick Baginski has a solid work experience in the banking industry. Rick began their career as a Credit Officer at Citibank in 1996 and worked there until 2007. In that role, they were responsible for assessing and managing credit risks. Following their time at Citibank, Rick joined CIT Bank as a VP Credit - Franchise & Structured Financing. In this position, they served as a lead underwriter and oversaw the management of Franchise Finance transactions. Rick also provided structuring for non-traditional loan transactions. Later, they joined CIT Group as a VP/Director Problem Loan Management. In this role, Rick was tasked with overseeing the liquidation of discontinued portfolios and restructuring Franchise Finance and Healthcare transactions.

Rick Baginski attended Kean University from 1989 to 2004, where they obtained a Bachelor's degree in Political Science, Criminal Justice, and History. In addition to their formal education, Rick also holds a certification in Formal Bank Training, although specific details such as the institution and the date obtained are not provided.