Fernando Cruz

Fernando Cruz is a seasoned professional in the financial industry, currently serving as the Senior Vice President of In-Business Quality Assurance at Citi Commercial Bank since 2022. With a Master's degree from Georgetown University, they have extensive experience in internal audit and global credit risk management, having previously held key roles at GMAC ResCap, Ally Financial, and Citibank NA. Their career spans over three decades, during which they have developed and implemented critical risk management strategies across international markets. Fernando's prior positions include Directors of International Credit Risk and Loan Review, where they established essential auditing functions and assessed credit portfolios globally.