John Clements

John Clements is a Risk and Controls Executive at Citi, specializing in external credit and non-regulated information for Financial Services Risk Management and Marketing strategies. With over 15 years of experience, they have developed external information investment strategies and assembled high-performing teams that drive business results through data insights. Their extensive background includes roles at American Express, where they held positions such as Director of Collection Strategy and Director of Risk and Information Management. John is currently pursuing a BS in Business Management at St. John's University.