Ramnik A.

Ramnik A. is a structured finance and real estate advisor with extensive experience in real estate and residential mortgages, particularly in regulating Shariah-compliant finance and developing regulations for residential mortgage-backed securities. Currently serving as a Director in Securitization at Citi, Ramnik has held various prominent positions, including Director at MUFG Securities and Senior Advisor at the Saudi Central Bank. Ramnik's previous roles included working as a Technical Specialist at the Financial Services Authority and a Senior Technical Specialist at the Bank of England, where they contributed significantly to regulatory capital policies and frameworks. Ramnik earned a BSc in Economics from UCL and an MPhil in Finance from the University of Cambridge.