Ray R. is a strategic risk and operations executive with over 30 years of leadership experience in various financial institutions, including Freddie Mac and Citi. They served as the EVP Chief Credit Officer at Freddie Mac from 2004 to 2011, overseeing comprehensive credit risk management activities. Ray’s roles at Citi included Chief Administrative Officer for Citi Latin America, where they strengthened governance frameworks across 23 countries, and they currently hold the position of Chief Operating Officer in the Global CAO office. Ray is known for their expertise in credit, compliance, and operational risk.
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