Yu Jin

Vice President, Credit Risk Sr Professional at Citizens Bank

Yu Jin, PhD, FCAS, ASA, MAAA, CFA, FRM, FDP, currently serves as Vice President, Credit Risk Sr Professional at Citizens, managing a complex mortgage servicing portfolio and leading cross-functional projects to enhance profitability and operational efficiency. Prior experience includes a role as Senior Actuarial Analyst at Liberty Mutual Insurance, where Yu developed advanced modeling datasets and improved pricing strategies through innovative data science techniques. Yu also held positions as an Actuarial Analyst and Actuarial Assistant at Liberty Mutual, earning multiple Bravo Gold Awards for exceptional contributions to data validation and reserving analyses. Academic qualifications include a PhD in Mathematics from Southern Illinois University, along with a Master's and Bachelor's degree in Mathematics and Information Science respectively, showcasing a strong foundation in quantitative analysis.

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Citizens Bank

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At Citizens Bank, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do. As one of the oldest and largest financial services firms in the United States with a history dating back to 1828, we’re committed to providing solutions and expertise that support our customers, clients, colleagues, and communities in what’s next on their own unique journey.


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