Amy Ward

Amy Ward has over 25 years of experience in the banking industry, currently serving as Assistant Vice President and Regional Community Office Manager at Citizens & Northern Bank since November 2015. Prior to this role, Amy held the position of Assistant Vice President and Commercial Loan Officer at Elmira Savings Bank for over seven years. Amy's career also includes significant experience as Vice President and Commercial Relationship Manager at US Bank for over a year and as Vice President and Commercial Loan Officer at Heritage Bank for 13 years.