Ron Gambino

Ron Gambino has extensive experience in mortgage underwriting and credit analysis, currently serving as a Supervisor Mortgage Loan Underwriter and Vice President at City National Bank since June 2020, where responsibilities include performing credit and cash flow analysis to evaluate borrower capacity. Prior to this role, Ron worked as an UHNW Underwriter at Morgan Stanley, specializing in complex residential loans for high-net-worth clients, and held underwriting positions at Bank of America and Citi, where expertise included evaluating loan documents and managing structured lending. Ron began the professional journey as a Listing Qualifications Analyst at the American Stock Exchange. Education includes a Bachelor's Degree in Psychology and Criminal Justice from Iona University.