Janek Kanikula is a seasoned professional in risk management and credit control, currently serving as Credit Risk & Control Manager at Virgin Money since August 2025. Prior to this role, Janek worked as a Risk Manager at Intrum from March 2022 to August 2025. Janek's career in the financial sector began at RBS in August 2007, where roles included Controls Analyst and Business Support Analyst. Janek continued to develop expertise at TSB Bank from January 2016 to March 2022, holding positions as Senior Analyst in both Enterprise Risk Management, Data & Reporting and Model Governance. Janek holds a degree in Mathematics and its Applications from the University of Stirling, earned between 2002 and 2006.
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