Joseph Erd

VP / Credit Officer at Cogent Bank

Joseph Erd, CCIM is currently working as the VP / Credit Officer at Cogent Bank, with previous experience as a Credit Analyst at Flagship Bank Florida, Portfolio Manager / Asset Manager at Morrison Avenue Capital Partners, Vice President at Links Financial LLC, Senior Credit Review at Hancock Bank, Commercial Underwriter/Lending at Regions Bank, and Commercial Lender / Mortgage Processor at Flagstar Bank. Joseph holds an MBA in Finance from South University and a BBA in Finance from Western Michigan University - Haworth College of Business. Additionally, Joseph has a strong background in underwriting commercial loans, analyzing credit data, managing portfolios, and structuring financing solutions for clients.

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