Karina Naringahon, CAMS

Karina Naringahon has a wealth of experience in the field of compliance and anti-money laundering (AML). Karina is currently serving as the Director of Compliance at Coin Cloud, where they are responsible for ensuring the company's compliance with the Bank Secrecy Act (BSA) and AML regulations. Karina also oversees licensing compliance and regulatory reporting.

Prior to that, Karina worked at StoneX Group Inc. as a BSA/AML Compliance and Sanctions Officer. In this role, they were responsible for building the BSA and global sanctions programs and policies from scratch. Karina was also licensed in 33 U.S. states and Canada.

Before joining StoneX Group Inc., Karina worked at Westamerica Bank and Redwood Merchant Services as a BSA Officer and OFAC Officer, respectively. In these roles, they managed and provided oversight for the BSA and Sanctions programs. Karina also supervised the bank's business merchant processing, including direct and sponsored merchant acquiring.

Karina also has experience working at Mechanics Bank as a Financial Intelligence Unit (BSA AML) Deputy BSA Officer. In this role, they managed the Financial Intelligence Unit staff and handled AML and sanctions processes. Karina also specialized in Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk relationships.

Furthermore, Karina worked at Vintage Bank as a BSA Coordinator, where they analyzed suspicious activity, reviewed high-risk accounts, and ensured compliance with Customer Identification Program (CIP) and Know Your Customer (KYC) requirements.

Karina'scareer in the banking industry began at Wells Fargo, where they served as a Banker.

Overall, Karina Naringahon possesses extensive experience in compliance, AML, and sanctions programs, with a track record of successfully building and managing these programs. Karina'sexpertise spans across various aspects of regulatory compliance and enforcement.

Karina Naringahon, CAMS attended the University of California, Davis from 1999 to 2004. The degree obtained or field of study pursued during this period is not specified.