Consumers Credit Union
Michael Ricaurte is a highly experienced professional in human resources and total rewards, currently serving as the Director of Total Rewards at Consumers Credit Union since February 2023. With a strong focus on benefits, compensation, and wellness initiatives, Michael actively promotes financial literacy and mental health advocacy as part of the HR Leadership Team. Prior to this role, Michael held various senior positions, including Global Director of HR Operations & Total Rewards at Vantage Specialty Chemicals, Senior Director Global Total Rewards at Marigold, and Global Director of Total Rewards at Optimas Solutions, overseeing compensation, payroll, and benefits for large organizations across diverse industries. Michael's extensive background is supported by a Juris Doctor degree from Loyola University Chicago School of Law and a Bachelor of Arts degree from Augustana College, both attained with honors.
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Consumers Credit Union
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Consumers Credit Union (Consumers), headquartered in Lake County, IL, has provided unparalleled financial services to members for over 90 years. With over 200,000 members and $3 billion in assets, Consumers is better known for the comprehensive array of products and services we offer to individuals. These solutions include checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit, along with a range of home loan solutions. But it's the lesser known aspects of Consumers that make us uniquely positioned to meet the needs of the business community. • Unlike most credit unions, where membership is restricted by geography, employment or similar restrictions, Consumers membership is open to all consumers, regardless of whom you are or where you live. This inclusive membership model extends to Consumers' business memberships as well. • Despite our name, Consumers doesn't just cater to the needs of individuals. We offer a full suite of banking and commercial lending products and services for the business community. This includes owner occupied, non-owner occupied and residential investment commercial mortgages as well as a spectrum of business banking solutions. Whether you're a start-up company or a multi-million dollar corporation, Consumers has business accounts that can be tailored to fit your needs. • The end-to-end service model for our business solutions is 100% in-house. This means Consumers' business members can do more than just bank with us -- they can bank ON us to be the strategic partner that helps them meet near-term and longer-term objectives. Find out more about the competitive advantage Consumers can provide to you and your business.