Jyoti Mishra

Jyoti Mishra is an experienced Credit & Risk Manager currently working at Convera since March 2022, where responsibilities include providing structured credit for settlement and derivative risk in cross-border payments and foreign exchange, specifically for the Australia and New Zealand region. Prior to this role, Jyoti held several positions at Western Union Business Solutions, including Credit & Risk Manager, Credit Supervisor, Senior Credit Analyst, and Credit Analyst from June 2016 to March 2022. Jyoti also served as a Credit Relationship Manager at HDB Financial Services Limited, overseeing high-ticket value cases in mortgage and personal loans from September 2014 to February 2016. Beginning a career in finance, Jyoti worked as an Office Assistant for the Dean of Students at Presidency University from March 2013 to March 2015. Educational qualifications include an Associate's Degree in Banking, Corporate, Finance, and Securities Law from the Institute of Cost Accountants of India, a Bachelor of Commerce (Hons) from Goenka College of Commerce & Business Administration, and a Company Secretarial degree from The Institute of Company Secretaries of India.