Credit Acceptance
Allison Pernia is an experienced professional in team member engagement and student affairs, currently serving as a Senior Team Member Engagement Specialist at Credit Acceptance since May 2016. In this role, Allison manages multiple committees, orchestrates numerous events, oversees a volunteer recruitment and training system, and contributes significantly to charitable fundraising efforts. Prior experience includes positions at Crunch Fitness as a Group Fitness Instructor and at Oakland University as Assistant Director of Student Organization Programs, where responsibilities included managing student organizations, supervising budgets, and coordinating large-scale events. Educational qualifications include a Master’s in College Student Affairs Leadership from Grand Valley State University and a Bachelor’s in Communication Studies from Albion College.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.