David Perrine

David Perrine is a seasoned professional in analytics and risk management with over 20 years of experience in the financial services industry. Currently serving as Senior Vice President of Analytics at Credit Acceptance since 2009, David leads teams focused on predictive modeling and strategy development, notably creating scorecards and pricing strategies. Prior experience includes a role as Vice President of Risk Management at American FINCO Financial Services, where David advanced pricing and credit decisioning through the development of predictive models, achieving over 99% automation in application processing. David began the career as a Risk Analyst at Westar Financial Services, optimizing pricing and analyzing customer lifetime value. Academic credentials include an MBA in Finance, Management & Strategy from Northwestern University's Kellogg School of Management and a dual BA/BS in Business, Mathematics, and Physics from the University of Washington.