RB

Ram B.

Lead Analyst, Credit Risk at Mercury Financial

Ram B. has a diverse work experience that spans multiple industries, including finance, academia, and research. Ram started their career as an intern at Orchid Pharma and E.I.D. Parry India Ltd., where they gained hands-on experience in the pharmaceutical and alcohol production sectors. Ram then worked as a Research Assistant at the National Institute for Research in Tuberculosis, where they characterized a novel T-cell antigen for Mycobacterium tuberculosis. Ram also conducted research in molecular biology and genetics as a Research Fellow at the University of Delaware, where they identified and characterized a gene associated with Age Related Cataracts.

In addition to their research roles, Ram has a strong background in education. Ram worked as a Teaching Assistant at the University of Delaware, mentoring undergraduate students in statistics and introductory biology. Ram also served as an International Instructor at The Princeton Review, mentoring over 1000 students to improve their quantitative reasoning abilities for exams such as the GRE and SAT.

Moving into the finance industry, Ram worked at Barclays as an Associate in Strategic Analytics, leading analytical efforts for their branded credit card portfolios. Ram then joined Alliance Data Card Services, where they held multiple roles, including Senior Analyst at Meijer for customer analytics and Analytics Lead at BJ's Wholesale for portfolio analytics. Currently, Ram works as a Lead Analyst in Credit Risk at Mercury Financial, focusing on managing acquisition risk strategies for their credit cards using data and analytics.

Overall, Ram B. has a strong background in analytics, research, and education, with experience in various industries.

Ram B. holds a Master's Degree in Statistics from the University of Delaware, which was completed between 2015 and 2017. They also have a Master's Degree in Biological Sciences with a focus on Molecular Biology and Genetics from the same university, obtained between 2014 and 2016. Prior to that, Ram B. earned a Bachelor's Degree in Biotechnology from Anna University, covering the period from 2009 to 2013. Ram B. has also obtained additional certifications including Intermediate R and Introduction to R from DataCamp, as well as being a SAS Certified Base Programmer for SAS 9, all in 2017.

Links

Previous companies

University of Delaware logo
Barclays logo
E.I.D-Parry (India) Ltd logo
The Princeton Review logo
Orchid Pharma logo

Timeline

  • Lead Analyst, Credit Risk

    April, 2021 - present

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