Ruth Winterbottom

Ruth specialises in handling complex and catastrophic claims for a range of companies, brokers and insurers. Her expertise lies in the early and forensic analysis of evidence and the pragmatic application of claims settlement strategies involving a collaborative approach and consensual approach where this is possible.

She has over 20 years’ experience in advising clients on practical risk management and claims negotiation in a range of sectors including manufacturing, construction, retail and leisure. Latterly she has developed extensive experience of advising in the health and social care sector. She has specialist knowledge of all complex injury claims types with a particular focus on psychiatric injury claims including chronic pain, somatic symptom disorder, non epileptic attack disorder. She regularly acts in cases of subtle brain injury and the full range of complex Orthopaedic injury claims including amputations. Ruth applies her broad claims experience for the benefit of clients by distilling claims defensibility issues and suggesting enhanced risk management procedures to insurers and policyholders. Her knowledge and exposure over a wide range of claims work allows her to spot trends and capture patterns of behaviour to support clients’ strategic planning.