Sow Han Chan is a seasoned professional with extensive experience in the financial services industry, currently serving as Managing Director and Group Head of Payments, Unsecured Lending, and Digital Ecosystems at OCBC Bank since March 2022. Prior to this role, Sow Han held various leadership positions at Citi, including Regional Director for Rewards, Usage, and Partnerships across APAC and EMEA, and Director of Cobrands and Strategic Alliances, demonstrating expertise in managing P&L and driving growth through strategic partnerships and innovative payment solutions. Earlier career highlights include serving as Head of Marketing for Credit Cards and Personal Loans at Standard Chartered Bank and gaining foundational experience in product and sales management at UOB. Sow Han holds a Bachelor's degree in Business Marketing from Nanyang Technological University Singapore.