Allan Spale is a highly experienced data scientist with a robust background in analytical and software development roles at Discover Financial Services, where responsibilities have included issue management for student loan originations, enterprise risk modeling, and fraud analytics. Spale's tenure includes various leadership positions, executing end-to-end development of risk models, providing advanced analytical solutions using technologies like Hadoop, Spark, and Python, and managing performance reporting. Prior experience spans software development for credit card fraud detection and consulting in technology support. Spale holds multiple degrees including a Master of Science in Data Science from Elmhurst University and a Master of Science in Computer Science from the University of Illinois Chicago.