John Davis

John Davis is a seasoned financial executive with extensive experience in credit risk management and forecasting across multiple leading financial institutions. Currently, serving as SVP Chief Credit Officer at Discover Financial Services, responsibility includes overseeing critical functions such as loss forecasting and credit modeling for a substantial loan portfolio. Previous roles include leading the Card Loss Forecasting function at J.P. Morgan and driving regulatory initiatives at Citi, where significant contributions were made to credit loss management and strategic risk frameworks. With education credentials from the University of Maryland and the University of Delaware, John Davis possesses a solid foundation in business and finance, complemented by a proven track record of enhancing operational efficiencies and increasing sales performance throughout a diverse career in banking and financial services.